Our Services
At EWA, we focus on assisting the community to improve their lives through proficient financial planning.
Pride in professional service
Personalized services you can count on
Financial Enhancement
Financial Enhancements
Financial Management
Financial Management
Financial
Distribution
Financial Distribution
Financial ENHANCEMENT
We keep a close eye on market developments and the changing needs of our customers while constantly reviewing the relevance of our clients’ financial portfolio. We specialise in assisting our clients in the area of Capital Protection, Capital Accumulation and Capital Preservation.
WEALTH PROTECTION
This provides you with up to 75% of your income when you're off work due to illness or injury. It helps cover your expenses while also trying to ensure minimal lifestyle changes for you, your family and your business. Put simply, it is there to protect your income during your working life.
WEALTH ACCUMULATION
Singapore’s inflation rate is consistently increasing every year - something we can't control. This will hurt our spending power if we don’t do anything to keep pace with inflation. Hence, wealth accumulation becomes a useful financial instrument to overcome inflation.
WEALTH PRESERVATION
Often, individuals entering retirement do not prioritize on personal planning to ensure they maximize their opportunities. Take the time today to think about the choices you have about how you would like to enjoy your retirement. Will your funds be sufficient to provide the kind of retirement lifestyle you envision?
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Financial MANAGEMENT
BUDGETING
Budgeting is one amazing tool that we can use towards realising and achieving our financial goals. Making budgeting a monthly habit for us helps to avoid unnecessary spending and being involved in debts. By budgeting, it simply means to separate your income into different accounts for specific purposes.
BUSINESS RISK
Companies are always looking for ways to protect their business and safeguard their greatest assets; their key person and employees. Having a comprehensive employee benefits plan and a key man insurance will improve employee retention and minimise the impact of losing the person who makes the business work.
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Financial DISTRIBUTION
FARAIDH
Under Shariah Law, Faraidh is the distribution of one's estate to the heir in accordance to a predetermined system. With this effective distribution and management, it will help to avoid unnecessary legal fees and tedious processing time.
HIBAH
In Islamic term, Hibah is defined as gifts of assets made voluntarily during an individual's lifetime to the beneficiaries without consideration (not making anything in return). In Singapore, Muslims can distribute their assets voluntarily through nominations.
WASIAT
Wasiat is a written legal document which expresses how an individual wishes to distribute his/her assets. Assets distributed must not be more than ⅓ in total and beneficiaries cannot be a Faraidh heir.
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To know more about our services, download our free guide below.
Get in touch with us
From planning your financial roadmap to your debt management; from individual to corporate level; from low income to high-net worth, we’re here to help anyone from all walks of life view their finances from a larger perspective.
At EWA, our financial services consultants are highly trained in their own specified expertise. You can be assured that the services you receive from us are of high quality and customised to your own needs and concerns.
SEND US YOUR ENQUIRIES
SP-EWA
(Ethiqal Wealth Advisory)
- 371 Alexandra Road #08-42 Singapore 159963
- +65 9695 3004
- admin.ewa@aia.com.sg